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Insuring Clause

Whereas the Insured crrying on the Business by a Proposal

and Declaration which shall be the basis of this contract and

is deemed to be incorporated herein has applied to the

Company for the insurance herein contained and has paid or

agreed to pay the Premium speeified herein as consideration

for such insurunce.

Now this Policy witncsseth that if any employee in the

Insured's immediate servioe shall sustain bodily injury or

death by Accident ocuring or Disease contracted during

the Period of Insurance within the Geographical Area and

arising out of and in the course of his employment by the

Insured in the Business.

The Company will subject to Policy Limit of Indemnity and

to the terms, exceptions and conditions contained in or

endorsed on this Policy (all of which are hereinafter

collectively referred to as "the Terms of this Poliey")

indermmify the Insured against his legal lability in respect of

such bodily injury or death under the Ordinance and

independently of the Ordinance to pay compensation and

damiges and claimant's 008t8 and expenses and alsc

indermmify the Insured against costs and expenses incurred by

or on behalf of the Insurced with the Company's writen

consent in connection therewith.