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Your Policy and Insuring Clause

Your Policy

This Schengen Insurance Policy confirms the 

insurance cover agreed between you (the insured) and

us (the company).

Your policy comprises several different parts which 

set out the terms of your Medical Insurance

cover, which must be read together as they form your 

contract of insurance with us and tell you

what is covered and what is not, what to do if you want 

to make a claim and who to call if you need

help. We advise you to read these documents carefully 

to ensure that all the details are correct and

that they meet your requirements, and that you 

understand the terms, conditions and exclusions.

The policy comprises the statement of fact, this 

policy wording and the schedule.

Please ensure that you contact us as appropriate, 

as soon as reasonably possible if you think that

there are amendments to be made or new circumstances 

that would affect your insurance.

Purpose of this Policy

The purpose of the policy is to insure you in accordance 

with the provisions of the Decision of the

Council of the European Union of 22 December 2003 

or any subsequent amendments of such

legislation concerning insurance cover for:

"Emergency Medical Costs" and "Repatriation" required 

obtaining the uniform Schengen visa.