将火灾学应用到风险管理(50页)ppt.rar
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Applying Fire Science toRisk Management
将火灾学应用到风险管理
Insurance Market – Taiwan Province
Before 1962:
Tai Ping
China Mariners
Insurance Market – Taiwan Province
Today:
30 property insurance companies
28
life insurance companies
Market Share of Top 6 Life Insurer
CATHAY 27.5%
Nan Shan 17.6%
Shin Kong
12.9%
ING 8.9%
FUBON 4.8%
KUO HUA 3.3%
(Jan. ~ Aug. 2003)
Market Share of Top 5 Property Insurer
FUBON 20.65%
Ming Tai 9.7%
Shin Kong 7.4%
Tai An
5.32%
Central 5.08%
(Jan. ~ Aug. 2003)
Premium Income - 2002
Total : 990.5 billion NTDLRS
Life : 889.3 billion
NTDLRS
Property : 101.2 billion NTDLRS
Insurance Density (insurance expenditure per person in NTDLRS)
Insurance Penetration Rate (premium/GDP, %)
Combined Ratio for Property Insurers (%)
Loss Control in Taiwan Province
Development hindered by tariff market
Triggered
by insurance survey
Enlightenment in 1992
An insurer’s
Fire Lab established in 1996
A 300 M USDLR semiconductor
industry fire loss in 1997