保险业常用词汇中英文对照(5页).doc
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第一部分:保险承保业务
1、一般保险原理
保险 insurance
保险业 insurance industry
保险业务结构 business structures
保险业主体 bodies in Insurance Industry
被保险人 insured
理赔claim settlement
承保利润微薄 underwriting profit is slight
承保能力insurance capacity
承保业务 underwriting operation
未决赔款储备金 reserve IBRN
大数法则 Law of Large Numbers
营业额turnover
市场缺陷 market imperfections
社会保险social insurance
个人代理人 personal agent
银行保险 bank insurance
直销 straight pin
佣金 brokerage
手续费 commission charges
再保险 reinsurance
2、财产保险
财产保险property insurance
长尾long-tail
长期护理保险long—term care insurance
短尾short-tail
综合赔付率combined ratio
自留retention
车险 auto insurance
财产保险 property insurance
责任保险 liability insurance
农业保险 agricultural insurance
巨灾保险 catastrophe insurance
意外伤害保险 casualty accident insurance
3、寿险词汇
变额寿险 variable life insurance
长寿保险insurance on last survivor
定期寿险term insurance
合同储蓄机构 contractual saving institutions
红利 dividend
疾病保险sickness insurance
简易险 industrial insurance
健康保险health insurance
巨额医药费保险major medical" insurance policy
可变保费寿险 flexible—premium life insurance
利差损 interest spread risk
利率敏感型产品 interest—sensitive whole life
赔期/期限indemnity period/limit
普通寿险 ordinary life insurance
人寿保险life insurance
预定利率市场化 Market-based Assumed Interest Rate
团险group insurance
限期缴费终身寿险 limited—payment whole life insurance
养老保险endowment insurance
医疗保险insurance for medical care
医疗费用保险medical expense insurance
终身寿险whole life insurance
准备金reserve
伤残收入保险 disability income insurance
失能 incapacity
可变万能寿险 Variable-universal life insurance
可变年金 Variable annuity
评估价值 Appraisal Value
内含价值Embeded Value
新业务价值 Value of New Business
税收优惠 tax break
税收递延型养老保险Deferred tax endowment insurance
大病医疗保险Large quantity medical insurance
分红保险 Participating Insurance
传统保险 traditional insurance
理财型保险 financial planning oriented insurance
投资连结寿险 unit—linked life insurance
4、保险偿付能力
风险资本要求risk—based capital
固定最低成本要求 fixed minimum capital requirement
保险偿付能力监管insurance solvency regulation
保险监管信息系统 Insurance Regulatory Information System
财务分析跟踪系统 Financial Analysis Tracking System
偿付能力 Solvency
偿付能力不足 insolvent
认可资产 admissible assets
1、一般保险原理
保险 insurance
保险业 insurance industry
保险业务结构 business structures
保险业主体 bodies in Insurance Industry
被保险人 insured
理赔claim settlement
承保利润微薄 underwriting profit is slight
承保能力insurance capacity
承保业务 underwriting operation
未决赔款储备金 reserve IBRN
大数法则 Law of Large Numbers
营业额turnover
市场缺陷 market imperfections
社会保险social insurance
个人代理人 personal agent
银行保险 bank insurance
直销 straight pin
佣金 brokerage
手续费 commission charges
再保险 reinsurance
2、财产保险
财产保险property insurance
长尾long-tail
长期护理保险long—term care insurance
短尾short-tail
综合赔付率combined ratio
自留retention
车险 auto insurance
财产保险 property insurance
责任保险 liability insurance
农业保险 agricultural insurance
巨灾保险 catastrophe insurance
意外伤害保险 casualty accident insurance
3、寿险词汇
变额寿险 variable life insurance
长寿保险insurance on last survivor
定期寿险term insurance
合同储蓄机构 contractual saving institutions
红利 dividend
疾病保险sickness insurance
简易险 industrial insurance
健康保险health insurance
巨额医药费保险major medical" insurance policy
可变保费寿险 flexible—premium life insurance
利差损 interest spread risk
利率敏感型产品 interest—sensitive whole life
赔期/期限indemnity period/limit
普通寿险 ordinary life insurance
人寿保险life insurance
预定利率市场化 Market-based Assumed Interest Rate
团险group insurance
限期缴费终身寿险 limited—payment whole life insurance
养老保险endowment insurance
医疗保险insurance for medical care
医疗费用保险medical expense insurance
终身寿险whole life insurance
准备金reserve
伤残收入保险 disability income insurance
失能 incapacity
可变万能寿险 Variable-universal life insurance
可变年金 Variable annuity
评估价值 Appraisal Value
内含价值Embeded Value
新业务价值 Value of New Business
税收优惠 tax break
税收递延型养老保险Deferred tax endowment insurance
大病医疗保险Large quantity medical insurance
分红保险 Participating Insurance
传统保险 traditional insurance
理财型保险 financial planning oriented insurance
投资连结寿险 unit—linked life insurance
4、保险偿付能力
风险资本要求risk—based capital
固定最低成本要求 fixed minimum capital requirement
保险偿付能力监管insurance solvency regulation
保险监管信息系统 Insurance Regulatory Information System
财务分析跟踪系统 Financial Analysis Tracking System
偿付能力 Solvency
偿付能力不足 insolvent
认可资产 admissible assets